This is where the "takes care of itself" part starts. Link an account once and ExpenseGhost pulls in transactions on its own, every day, so your books fill themselves instead of waiting on you and a shoebox.
Link an account
Open Bank & cards and click to connect. Pick your bank, then sign in through Plaid. ExpenseGhost never sees your banking password — Plaid handles the login and hands back a read-only connection.
Connect the business credit card too, not just checking. Cards are where most of your deductions live: software, that conference flight, the client lunch.
Tag each account business or personal
For every account you link, mark it business or personal. This matters more than it looks. Only business activity posts to your books and shows up in your reports and tax draft. Personal accounts stay connected but stay out of the numbers, so a grocery run never lands on your Schedule C.
Running everything through one personal checking account? That's common, and it's workable, but it means more sorting later. Our guide on splitting business and personal in one account walks through how to handle it cleanly.
Then wait a beat
After you connect, transactions import in the background. Your dashboard shows a "still importing" note until the first batch lands, usually within a few minutes. While that runs, move on to your tax profile.