Hurdlr's cheap tier is a tracker. Books cost more.
On the surface the two match: Plaid bank sync, receipt OCR, mileage. Read the pricing twice and the split shows up. Hurdlr's free tier caps fast, automatic mileage sits behind $10/mo Premium, and real books, invoicing, and tax filing all live in Pro at $200/yr, billed annually only. Premium sorts your year into broad buckets, and buckets don't go on a tax return. Somebody reconciles them into boxes in April, and on Premium that somebody is you.
ExpenseGhost lands every transaction on a specific Schedule C line: 8 for advertising, 18 for office expense, 24a for travel. Real double-entry books, from the first month, at $16/mo on monthly billing, no annual lock-in. Every estimate is stamped DRAFT with an "estimate, not advice" disclosure, and your CPA gets a tax-ready packet.
One honest difference: Hurdlr Pro files a simple return for you (federal plus one state) inside that $200/yr. ExpenseGhost doesn't file. It drafts your books and hands the packet to your preparer. If a bare-bones DIY filing is all you want, Hurdlr Pro does that. If you want real books that a CPA can rely on, that's this.
Pricing
| Plan | ExpenseGhost | Hurdlr |
|---|---|---|
| Free | None; cancel anytime | Capped free tier |
| Entry paid | $16/mo Solo, full features | $10/mo Premium |
| Real books + filing | $16/mo, hand off to a CPA | $200/yr Pro (annual only) |
| Multi-member team | $39/mo Team | Not a team product |
Migrating from Hurdlr
One afternoon of setup, one month of overlap.
- Export your transactions from Hurdlr: Settings → Reports → CSV.
- Connect your bank to ExpenseGhost via Plaid.
- Import the Hurdlr CSV as historical data.
- Spot-check the auto-classification for the first 1 to 2 weeks.
- Run both for a month, then cancel Hurdlr.
What $16 actually turns on
Everything. Plaid bank sync, receipt OCR that matches scans to bank transactions on its own, built-in mileage, Schedule C mapping down to the IRS box, and a live self-employment tax estimate stamped DRAFT. Running a small team? Team plan, $39/mo.
ExpenseGhost provides tax estimates and tax-ready exports. We are not a tax preparer and do not file returns. Estimates are informational. Verify every number with a licensed tax professional before filing.