That $10/mo headline costs more once you turn things on
Hurdlr looks like ExpenseGhost for $6 less. Read the pricing page twice and the $6 disappears. On the surface the two match: Plaid bank sync, receipt OCR, Schedule C export. Then you start turning things on. Mileage sits behind Premium. So does full bank sync. The free tier caps fast, and tax filing is a separate add-on (Hurdlr Tax) that runs $200 to $400.
The split that matters shows up at filing time. ExpenseGhost lands every transaction on a specific Schedule C line: 8 for advertising, 18 for office expense, 24a for travel. Hurdlr sorts your year into broader buckets, and buckets don't go on a tax return. Somebody reconciles them into boxes in April, and that somebody is you.
Every estimate ExpenseGhost shows you is stamped DRAFT, with an "estimate, not advice" disclosure on it. Your CPA gets a tax-ready packet, not a guess. And the pricing is one decision: Solo at $16/mo, everything on. There's no Premium tier hiding the features you came for.
Pricing
| Plan | ExpenseGhost | Hurdlr |
|---|---|---|
| Free | None; cancel anytime | Capped free tier |
| Entry paid | $16/mo Solo, full features | $10/mo Premium |
| Multi-business | $39/mo Team | $20–$25/mo |
| Tax filing | Hand off to a CPA | Add-on, $200–$400 |
Migrating from Hurdlr
One afternoon of setup, one month of overlap.
- Export your transactions from Hurdlr: Settings → Reports → CSV.
- Connect your bank to ExpenseGhost via Plaid.
- Import the Hurdlr CSV as historical data.
- Spot-check the auto-classification for the first 1–2 weeks.
- Run both for a month, then cancel Hurdlr.
What $16 actually turns on
Everything. Plaid bank sync, receipt OCR that matches scans to bank transactions on its own, Schedule C mapping down to the IRS box, a live federal + SE tax estimate stamped DRAFT. Running more than one business? Team plan, $39/mo.
ExpenseGhost provides tax estimates and tax-ready exports. We are not a tax preparer and do not file returns. Estimates are informational — verify every number with a licensed tax professional before filing.